Flood

Floods are the #1 natural disaster.
The mass development in urban areas, constant changing weather patterns, and the leveling of forests, reduce the land's natural ability to absorb water. Therefore, you are forced to rely solely on the inadequate county drainage systems to keep your property from flooding.

Your home is four times more likely to be damaged by flooding than fire...
People who live in flood plains are four times more likely to have a flood than a fire during their 30-year mortgage. Source - NFIP

Don't wait until the rain is already falling.
It takes 30 days from the date of application to get your flood policy activated. So contact one of our representatives as soon as possible.

Flooding is not covered in your homeowners policy.
Only flood insurance protects your home and your belongings from damage caused by rising water, debris, and mudslides. Without flood insurance, you may easily find yourself underwater in debt.

Before the flood.
Home value		$ 95,000
Contents value		$ 50,000
Mortgage payments		$ 850 / month
Total housing costs		$ 850 / month
After the flood.
Home value		$ 0
Contents value		$ 0
Mortgage payment		$ 850 / month
Temporary housing		$ 900 / month
Contents replacement		$ 500 / month
Gov. disaster loan		$ 320 / month
Flood insurance		$ 27 / month
Total housing cost		$ 2,597 / month

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