Long Term Care

Americans are living longer, more active and more productive lives than ever before. But we can easily outlive our financial resources. Even people who take great pains to ensure a financially secure retirement do not always realize the importance of planning for long term care expenses. Nursing home and home health care can quickly exhaust your retirement income, your savings and your assets. The average cost for just one year in a nursing home can average $50,000. Inflation is another factor to consider. These rates could triple in the next 20 years. Knowing these figures, ask yourself this question, "can I really afford not to purchase a LTC policy?"

	Do you need a Long Term / Home Health Care Policy?
	Do you understand that Medicare will provide limited coverage for the cost of long term care?		Yes/No
	Are you reluctant to reduce your assets to the poverty level in order to qualify for Medicaid benefits for long term care?		Yes/No
	Do you want choices as to the location your benefits are received?		Yes/No
	Do you want to protect your estate so you can pass more of it to your heirs?		Yes/No
	Would it make sense to spend a small portion of your assets in order to protect all of them?		Yes/No
	Are your resources adequate to cover the cost of long term care?		Yes/No
	Do you think long term care insurance should be part of your retirement plan?		Yes/No

Our plans include Nursing, Assisted Living and Home Health Care from highly rated carriers.

If you think LTC should be a part of your retirement plan, call or e-mail us for quotes! One of our specialists will contact you. No salesperson will come to your home, unless requested.

For more information, please call our office @ 941 - 966 - 5606 ex. 318/334 and ask to speak with our Long Term / Home Health Care specialists, Linda and Joe Giordano, or e-mail us for more information and a quick quote.

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